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Our Four Pillars

Estate Planning

Wealth management also involves planning the transfer of wealth to family, charities, or other beneficiaries. It is important to put considerable thought into this phase well before it approaches. We work with individuals, families, and business owners to translate their success into a meaningful and lasting legacy. We understand the issues you face, and we can help you address them in a thorough and disciplined way.

Because the needs and resources of each family are different, Forum Wealth Strategies provides a customized approach to Estate planning through our Financial Planning process.

Our Estate planning strategies help you:

  • Pass your legacy on to your heirs 
  • Grow your assets
  • Minimize inheritance taxes, include estate taxes and gift taxes 
  • Protect your assets from creditors

The non-tax side of planning

There are a number of "non-tax" reasons for estate planning that relate to protecting existing wealth and planning the transfer of wealth through generations, including:

  • Creating vehicles that provide confidentiality and privacy
  • Creating mechanisms for the efficient funding of charitable causes
  • Ensuring the proper care of minors or disabled family members
  • Providing for financial security during times of incapacity
  • Handling or avoiding probate in multiple states
  • Encouraging responsible behavior by future generations when they receive an inheritance

Through our collaborative approach to estate planning, we are happy to work collectively with your estate planning attorney and other advisors or we can provide an extended team of professionals (CPAs, attorneys, insurance experts, etc.) that can assist an implementing aspects of your financial planning strategy in the most comprehensive and seamless manner.

One of the most important things to pass on to the heirs of your wealth is your wisdom and experience necessary to manage it properly for future generations. Forum Wealth Strategies can assist you with this process, so you can feel at ease that your heirs will continue to get the same wealth management guidance that you have received from us throughout your life.

Talk to us about how we can help you with your estate planning so that you can efficiently transfer wealth to your heirs and charities in a tax-conscious way.

Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.

Wealth Preservation & Distribution

During the Wealth Distribution phase, ​the rate of growth slows for most people as the wealth begins to be used for retirement purposes. The amount saved and invested during the accumulation phase will determine how much can be spent during the wealth distribution phase and how much can be passed on during the Estate Planning phase.

Wealth Distribution will allow the proper allocation of assets to heirs. We have the expertise to thoughtfully design a plan with your circumstances in mind, helping you develop a long-term financial strategy for your individual needs. It is important to put considerable thought into this phase well before it approaches. We can help you with all aspects of estate planning including coordination with your attorneys, accountants, and other seasoned professionals. ​


Wealth Accumulation

The Wealth Accumulation phase is where a family’s wealth is built. This accumulated wealth will be necessary in order to meet future needs. The wealth may be inherited or earned, but in all cases, decisions need to be made for how to help grow and protect that wealth through saving and wise investing. This is the most important phase since it sets the foundation for a family’s future.

The important components of the wealth management process in this process are Financial Planning, Portfolio Management, and Risk Management. All of which should be considered when diversifying your accumulation of wealth.

The Wealth Accumulation phase starts when you begin your work career and ends when you retire. This stage includes marriage, raising children, and planning for their education. Education planning is an especially important topic due to the skyrocketing costs of college.

This plan can include retirement planning, education planning and other financial goals that you are working towards.


Risk Management

Risk management is one of our firm's core principals. It permeates our entire wealth management process. Wealth is hard to build and easy to lose. This is why, managing risk is a very important part of every financial plan.

There are many types of risk addressed in a well-drafted plan – risk caused by stock market declines, economic instability, death, disability, loss of income and damage to assets like a car or house. These unforeseen events can have devastating financial implications to finances and alter the anticipated outcome of a financial plan. While risk is impossible to avoid, it can be managed appropriately.


<strong>Client Centered</strong>

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

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